Today there is more choice than ever when it comes to choosing a mortgage. Fixed rate, tracker rate, discounted rate, to name but a few, but which one should you choose ?
A mortgage is probably the largest financial commitment most of you will make in your lifetime and it is vital that you take professional advice before committing yourself to any one mortgage deal.
But, how do you decide which type of mortgage to go for ?
A mortgage adviser at a bank or building society can only offer you a small number of products that are available to them, or alternatively there are some mortgage advisers that only have access to a panel of maybe 8 or 9 lenders.
We at Mortgage Solutions offer free advice, which gives you access to Whole of Market. This will ensure that you will have a product that is the most suitable for you based on your personal circumstances. Having a product with the lowest pay rate is not always the best option as the lender’s product fee, valuation fee, and other associated fees need to be taken into account also. Likewise, a product with no fees may have a much higher pay rate which makes it too expensive.
We carry out an initial appointment with you at your convenience, at which a mortgage fact find is completed to gather some information about you and your circumstances. We will then, prior to the second meeting, establish what products are currently available to you. Once we have done that we look at the most suitable by comparing their costs, rates and features. This will then enable us to recommend the right mortgage for you.
We have over 30 years experience in the industry and our aim is to provide good, understandable advice to you that you can trust now and on an ongoing basis into the future.
There are very strict rules that all regulated financial companies must adhere to when they offer you a mortgage. These are set out by the Financial Services Authority and all advisers must adopt their practices. We are authorised and regulated by the Financial Services Authority for mortgages and non investment insurance business.
Choosing the wrong mortgage could be a costly mistake and is definitely something you need to avoid.
or visit http://mortgagesolutionsknutsford.com
YOUR HOME MAY BE RESPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We may charge an administration fee for processing your mortgage application through to completion. This will typically be £295 which is due of offer but normally we accept payment at completion.